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Splurging on the occasional item is a necessary evil in having a great wardrobe--sometimes it's not financially the best idea, but if you want to look *fabulous* you can't wear head-to-toe Forever 21 all the time. (My advice is to create a savings account or an old school piggy bank, and every time you have spare change or a few extra dollars, put it into your "splurge" account). Things like great cashmere blend coats and leather designer handbags don't come cheap--you'll have to spend a little more to get something that is truly quality and will elevate your look. Today's splurge suggestion? A bell sleeve coat from the likes of Milly or Derek Lam. You already know that bell sleeves are huge for fall, and the trend extends to outerwear (it's not just tops!). These coats are home runs--they look polished, sophisticated, expensive, cool. If you buy one now, you'll be able to wear it all fall and winter. If you do the fashion math, that ends up being pretty affordable per wear.
So--have I convinced? It's okay, I'll let the merchandise do the talking. Click through the slideshow to shop our most favoritest now -->
Milly Flare Sleeve Tie Coat ($825)
Derek LamWool-Blend Bell-Sleeve Coat ($2,995)
Flare Sleeve Tie Coat ($825)
Jaydea Coat ($597)
LIZA BELL SLEEVE COAT ($695)