1. Gift card scams
If you can't figure out the perfect gift for a loved one, you may opt for a gift card so that they can pick something out for themselves. However, while this is often a good idea (we loved getting discounted gift cards at Costco!) there are also many common scams associated with gift cards.
In some cases, scammers may ring up pre-paid cards at self-checkout kiosks and leave before purchasing them, leaving them for unsuspecting shoppers to pay for. This is a good reminder to always check to ensure nothing has been rung up before you start scanning your own items.
In other instances, you may receive a message from someone impersonating a loved one and asking you for a gift card. It's important to be cautious of any fishy messages like this, and keep in mind that anyone demanding money in the form of a gift card like this is likely a fraudster.
Another scam involves people writing down the information of gift cards to use for themselves without purchasing them, leaving them for someone else to load with money. To avoid this issue, aim to buy gift cards without exposed numbers. Safe options include cards with scratch-offs (that haven't been tampered with) and those behind counters.
2. Charity scams
For many people, giving season also means giving to charities. However, it's important to remember that there are many fraudulent "charities" out there that could take advantage of your altruistic nature and take your money.
Fake charities may contact you in several ways. You might get a phone call urging you to donate, or you may even get a thank you message for a donation you never made, encouraging you to give more money.
To protect yourself against these scams, you should consider only donating to charities you are already familiar with. Otherwise, it's important to do your research on any new charities to ensure that they are legitimate.
3. Vacation rental scams
Many of us plan vacations in the colder months, as we're all craving the warmth of summertime or a tropical getaway. But as you navigate the planning process, look out for vacation scams.
You may come across ads for beautiful vacation rentals that seem too good to be true, or are even promising a free vacation. In most cases, this is, indeed, too good to be true. As it turns out, further inspection will likely lead you to direct communication with a person demanding a large payment.
For this reason, booking your vacations through reputable travel sites you are familiar with is crucial. Be careful not to book directly through anyone promising a free vacation without verification.
4. Package delivery theft
It's happened to many of us: We buy the perfect gift for someone, only for it to be swiped from our doorstep before it makes it safely into your own home. This is an especially common issue during the holiday shopping season, as many of us are doing more online shopping.
If you want to ensure your packages stay safe and secure at all times, there are several steps you can take. You may consider installing a security camera. Another good idea is to have your packages delivered to an Amazon locker, or ensure you'll be home to immediately retrieve them when they arrive.
The bottom line
Holiday shopping should be fun and festive, not stressful. Unfortunately, these common scams can put a damper on your holiday season if you're not careful. But luckily, by taking extra measures and staying aware of the potential risks, you can protect yourself—and your gifts.
Happy shopping!
READ MORE: The Disturbing Checkout Scam Walmart Customers Need To Watch Out For
